5 Money saving tips for those who earn!

Some people earn more and some people earn less in this world but every single one who earn needs to save their money no matter whether he/she is wealthier or not. Here, i am not gonna tell you to invest in these schemes to save but instead i will tell you the ways by which you can lesser your expenses in small things which you usually ignore.

So in this post, i try to give some tips on savings money for those who earn. After some experience and research of mine here is what i found that normal people do wrong and lose their money on unnecessary things. Okay, without wasting any time let’s get started.


1. SAVE TEN PERCENT OF WHAT YOU EARN.

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This is a place where most of the people go wrong. They just try to save sometimes more and sometimes less and end up spending that money or having lesser savings. You have to make a routine to save 10% of the amount from your income the same day you got your salary.¬† Most of you will think that they can save more than that but they don’t have fixed amount setup in their mind to save from their income and fails. You just need to save 10% THAT’S IT!


2. ASK FOR A RAISE WHEN YOU FEEL YOU HAVE EARNED IT.

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This is the thing that most people ignore, they work hard sometimes and ignore this great opportunity, and the worst part is that most of you don’t even care. When YOU feel that i have done something big for this company which is beneficial to them, then you should ask for a raise. BELIEVE ME IT WORKS. They will have no reason to reject your offer and you will have a great sense of gratitude towards yourself.


3. DON’T INVEST MORE IN THE STOCK MARKET THAN YOU COULD AFFORD TO LOSE.

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More than half of the people owns stocks and invest in them for profit and ended up losing their most of the investment. According to a survey it is been known that around 60 – 65 % of the people lose their money in stocks. But on the other hand it’s an opportunity to have more in less time. It’s a BIG NO-NO! for you to invest in stock market unless you can afford to lose.


4. USE CREDIT CARD FOR CONVENIENCE NEVER FOR CREDIT.

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Credit cards are not for credit (What?), Yes, they are actually made for the convenience of people¬†and is made as a substitute to paper money and mainly targeting those people who don’t carry enough cash. But most of the people misunderstood this which leads to land themselves in debt.


5. DON’T SMOKE OR AT LEAST SMOKE LESS.

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Majority of the people smokes in this world, and take it as their small expenses but this is not your average expenses you can really save some bucks, but it will take time. I know this is hard to do for some people but this is the best way among all. It can guaranteed helps you saves some bucks in your pocket if you don’t smoke or at least smoke less.


I hope you like these 5 methods to lesser your expenses and know how they can save you some bucks.

Tell us about your views and what you think about this in comment section and we would love to see your view on this. THANK YOU!

If you like it share it with your friends and your loved ones. Have a great life and LIVE IT CLEVER!

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